HVAC Financing Options | 7 Oil Plus
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Financing

To better serve you, we offer flexible financing options. Keep your home or business comfortable without breaking your budget. Contact us today to learn more.

Our
Financing Options

Financing options are available for most of our services and new system installations. We offer a variety of payment options so you can pick what’s best for you.

 

Contact us information on our financing options.

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We have the following financing options to choose from:

 

  • Service Finance Company
  • 12-month interest free financing which gives you the buying power to maximize your new project purchase.
  • Fast credit decision and funding

Our
Payment Options

We accept cash personal checks (sorry, no starter checks), all major credit cards, all energy assistance checks, and 10-day billing with credit approval for home heating oil.

 

You can also take advantage of budget plans to make sure your home heating oil delivery costs are efficient and manageable. Your budget plan is determined by your winter season consumption, multiplied by the average price for the oil. Your cost is then divided among monthly payments.

 

If you don’t want to have to make a phone call in order to have a full tank, check out our Worry-Free Heating Oil Program section below that bundles automatic delivery, a budget plan, and a service contract.

How Our Budget Plan Works

  • Budget payments are calculated specifically for you, aimed at the lowest possible payment depending on the amount of oil you used the previous season
  • Budgets are 12 months.
  • To be approved for a 7 Oil budget plan, you must either fill out a credit application (your credit will be run through Experian credit) or supply your credit card number, which we will keep on file and run for your budget amount on the same day each month.
  • You can be on a budget plan as either a will-call delivery customer (you call and order a specific amount) or as an automatic customer (we track your consumption and deliver your oil as needed).

Learn About
Our Budget Plans

7 Oil’s budget plans let you spread out the cost of heating your home over the entire year.

Functioning like a credit balance, payments begin in the spring so that by the time the temperature drops, credit towards home heating oil has been generated. This makes paying for home heating oil significantly more manageable.

 

For instance, an average-sized tank can cost $1,000 or more and you have to pay at once. When you spread out the cost with a budget plan, that $1,000 delivery would cost less than $100 per month.

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LIHEAP HEATING & ENERGY PROGRAMS

LIHEAP is designed to help families and individuals meet home heating and medically necessary cooling costs.

 

LIHEAP OFFERS 2 PROGRAMS:

 

(HEA) Home Energy Assistance: helps pay for the cost of heating utilities. Please refer to the program income guidelines

(USF) Universal Service Fund: helps make natural gas and electric bills more affordable by helping homeowners pay for them. Please refer to the program income guidelines

See income limits below or click here: LIHEAP Income Limits 2021

 

OUR DELIVERY SCHEDULE

 

  • Winter: Monday to Saturday: 7 am to 6 pm and Sunday 8 am to 2 pm
  • Spring / Fall: Monday to Friday: 7 am to 6 pm and Saturday 7 am to 5 pm
  • Summer: Monday-Friday: 7 am to 6 pm

*Schedule varies based on weather and seasonal factors.

LEARN MORE ABOUT OUR BUDGET PLANS

 

7 Oil budget plans let you spread out the cost of heating your home over the entire year. Functioning like a credit balance, payments begin in the spring so that by the time the temperature drops, credit towards home heating oil has been generated. This makes paying for home heating oil significantly more manageable.

 

For instance, an average-sized tank can cost $1,000 or more and you have to pay at once. When you spread out the cost with a budget plan, that $1,000 delivery would cost less than $100 per month.

 

Our budget plan works in these ways:

  • Budget payments are calculated specifically for you, aimed at the lowest possible payment depending on the amount of oil you used the previous season
  • Budgets are either 10 or 12 months (10 months if you do not use oil to heat your hot water or 12 months if you do)
  • To be approved for a 7 Oil budget plan, you must either fill out a credit application (your credit will be run through Experian credit) or supply your credit card number, which we will keep on file and run for your budget amount on the same day each month
  • You can be on a budget plan as either a will-call delivery customer (you call and order a specific amount) or as an automatic customer (we track your consumption and deliver your oil as needed)

FY2025 USFHEA Income Limits

Low-Income Home Energy Assistance Program (LIHEAP) and the Universal Service Fund (USF)

Financing Image

Household Member After 12:
Add $231 to the monthly income for both LIHEAP and USF

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